How to buy your first apartment step by step?

Published: 20.07.2025
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Buying your first apartment is a unique moment in your life – exciting, but often stressful as well. For many people, it is the largest financial investment they will ever make, so it is important to approach it consciously and with the right knowledge. If you are interested in new apartments in Poznań, especially in the developing Grunwald district, check out how to safely go through the purchase process – step by step.

Step 1: Determine your needs and financial capabilities

Before you start browsing offers, think about what kind of apartment in Poznań best suits your lifestyle.
Do you want a large balcony?
Or maybe you dream of a green space next to your home?
Quick access to the city center? 

Apartments with gardens in Poznań and apartments with balconies in Poznań are becoming increasingly popular. Parking is also an important factor – many people today are looking for apartments with parking in Poznań, which significantly increases the comfort of everyday life – you don't have to circle around a crowded parking lot. At this stage, it is also worth checking your creditworthiness and planning your budget. A credit advisor can help you with this.

Step 2: Find a reliable developer

When buying your first apartment, it is worth working with a company that enjoys the trust of its customers. A good developer from Poznań is a guarantee of quality, transparency, and timeliness. Check previous investments, online reviews, and the availability of documentation. For example, the Jeleniogórska 5 investment, carried out by Rock Haus, is a project located in the green part of Grunwald – ideal for people who value peace and quiet but want to be close to the city center. This Poznań developer offers not only an attractive location but also functional apartment layouts. 

Step 3: Browse offers and choose the right apartment

Now it's time to browse apartments for sale in Poznań. At this stage, it is worth comparing several offers – pay attention to the layout of the rooms, floor space, standard of finish, and window exposure. An apartment in a block of flats in Poznań is a good solution for those looking for a compromise between comfort and cost. At the development at Jeleniogórska 5, you will find new apartments from a developer in Poznań. The Rock Haus development will meet the expectations of both singles and families with children.

Step 4: Check the documents and sign the development agreement

Once you have decided on a specific apartment, the next step is to sign the development agreement. It is worth reviewing the information prospectus and the land development plan beforehand. The agreement should specify: the completion date, payment schedule, standard of the premises, and possible penalties for non-compliance with the terms and conditions by the developer. If you have any doubts, consult a legal advisor. The sale of apartments in Poznań is regulated by law, which provides protection for buyers.

Step 5: Organize financing and banking formalities

Most people buy their first apartment with a loan. It is worth comparing offers from different banks or using the services of a loan advisor who will help you prepare the documents and guide you through the process of applying for financing. Advisors working with Rock Haus can support you throughout the entire process – from checking your creditworthiness to signing the loan agreement.

Talk with us about fundings

This will make buying an apartment in Poznań easier and less stressful.

Step 6: Technical acceptance and moving in

Once all payments have been made, the technical acceptance of the apartment takes place. Check that all elements have been completed in accordance with the contract: quality of finish, installations, walls, and floors. After signing the notarial deed, you can enjoy your first “M.” In modern developments, such as Jeleniogórska 5, you will find apartments for sale in Poznań that are ready for acceptance in a standard that allows you to quickly furnish the interior, move in, and start a new stage in your life.

Buying your first apartment does not have to be complicated – you just need to prepare yourself properly. If you are looking for a modern apartment in a good location, check out the new apartments in Poznań at Jeleniogórska 5. We offer a wide selection of properties: apartments with balconies in Poznań, apartments with gardens in Poznań, as well as functional layouts with parking spaces – ideal for young people, families, and investors who are thinking of renting out their purchased apartment. Choose the apartment that's right for you!

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